JAKARTA, RAKYAT NEWS— The consumer banking sector remains promising. Recognizing this potential, PT Bank Permata Tbk has partnered with Morula IVF Indonesia to offer Sharia-based financing through PermataKTA iB Multiguna. This collaboration aims to provide financial solutions for customers, especially couples planning a pregnancy but facing financial constraints.

Morula IVF Indonesia is a leading provider of integrated fertility services in Indonesia. They specialize in assisted reproductive technologies, including in vitro fertilization (IVF). The clinic offers various fertility treatments and support to help couples achieve pregnancy. Morula IVF is known for its use of advanced technology and commitment to high-quality patient care, aiming to address infertility issues and provide hope to couples struggling with natural conception.

Rudy Basyir Ahmad, the Director of Finance and Sharia Business Unit at PermataBank, expressed enthusiasm about the partnership, highlighting its alignment with the company’s commitment to delivering innovative and beneficial financial solutions to the community.

“With the PermataKTA iB Multiguna facility, we hope to assist customers in realizing their plans and dreams,” said Rudy

PermataBank’s PermataKTA iB Multiguna program is designed to benefit couples striving to achieve their dream of having children in accordance with Sharia principles.

Through this program, customers can apply for financing with an Ijarah contract (a leasing contract between two parties), offering competitive margins, straightforward processes and requirements, and a tenure ranging from 12 to 60 months.

This partnership is a tangible manifestation of our commitment to facilitating payments for integrated fertility services to the public.

Sonny Adi Nugroho, Managing Director of Morula IVF Indonesia, stated that the participation of the PermataKTA iB Multiguna program in providing easy and affordable IVF financing solutions for the community is a significant step forward.

“We hope that this collaboration will assist more couples, particularly in the IVF-assisted pregnancy program,” said Sonny.

With this collaboration, Morula IVF Indonesia aims to become a national and international provider of integrated IVF fertility services, reaching a broader market and offering services to couples undergoing IVF programs.

Morula IVF is committed to delivering quality services, technological innovation, and hope to couples experiencing natural fertilization difficulties. With support from PermataBank, this initiative is expected to be a timely solution for couples needing IVF treatment financing, helping them avoid delays and the risks associated with older maternal age.

According to Indonesia’s Ministry of Health, approximately 10%-15% of couples in Indonesia face infertility issues, indicating that millions of couples nationwide require medical assistance to achieve pregnancy, with increasing interest in IVF. The average annual growth rate of patients at Morula IVF Indonesia clinics is 30%. (Uki Ruknuddin)