JAKARTA, RAKYAT NEWS – Bank Mandiri (BMRI) assured its customers that the bank’s financial condition and business fundamentals remain solid and secure. This statement came in response to concerns raised by recent calls for mass fund withdrawals from state-owned banks due to the establishment of the Badan Pengelola Investasi Daya Anagata Nusantara (BPI Danantara).

M. Ashidiq Iswara, Corporate Secretary of Bank Mandiri, emphasized that the funds of the bank’s customers are not linked to any investment activities conducted by BPI Danantara. He assured that both customers and stakeholders need not worry about the bank’s stability.

The calls for withdrawals were driven by news that some state-owned banks were involved with BPI Danantara. However, Bank Mandiri clarified that its customers’ funds remain safe and unaffected by the new investment body’s activities.

Bank Mandiri’s Third Party Funds (DPK) grew by 6.82% year on year (YoY), reaching IDR 1,327 trillion. This growth was driven by an increase in demand deposits and savings. Additionally, the proportion of CASA (Current Account and Savings Account) in total DPK rose to 80.3%.

The bank also reported a strong macroprudential intermediary ratio (RIM) of 94.8% for 2024, reflecting its healthy credit distribution capabilities. Furthermore, Bank Mandiri’s Loan to Funding Ratio (LFR) stood at 82.9%, which demonstrates a balanced relationship between funds raised and credit disbursements.

Liquidity at the bank remains robust, with the Liquidity Coverage Ratio (LCR) at 141% and the Net Stable Funding Ratio (NSFR) at 109% at the end of 2024. These indicators signify a stable liquidity position, reassuring clients about the bank’s financial strength.