One of BRI’s key initiatives is its Ultra Micro Holding (UMi), a collaborative effort with Pegadaian and Permodalan Nasional Madani (PNM) to provide integrated financial services to grassroots entrepreneurs. Since its establishment in 2021, UMi has expanded its reach through 1,032 service outlets across Indonesia, serving over 183 million savings customers and 35.9 million loan customers. This initiative has significantly enhanced financial inclusion for underserved communities.

Beyond financial services, BRI has also launched various empowerment programs to support MSMEs. These include the *Klasterku Hidupku* program, which has established 38,574 business clusters, and the *Desa BRILiaN* initiative, which has empowered 4,327 villages. These programs aim to improve the quality and competitiveness of MSMEs by fostering collaboration and innovation at the grassroots level.

The *Best SME Bank in Indonesia* award not only recognizes BRI’s past achievements but also reinforces its commitment to innovation and inclusivity in the MSME sector. As Indonesia continues to prioritize economic growth and development, BRI’s efforts are expected to play a pivotal role in driving sustainable progress and creating a more resilient MSME ecosystem.

This recognition further cements BRI’s reputation as a leader in the banking sector, dedicated to supporting Indonesia’s economic aspirations. With its comprehensive financial solutions and empowerment programs, BRI remains at the forefront of efforts to uplift MSMEs and contribute to the nation’s prosperity. (Uki Ruknuddin)

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